Terms of Use

Acceptance of Terms

By using SmartaxCalc ("the Site"), you agree to the terms set out on this page. If you do not agree, please do not use the Site. We may update these terms from time to time; the date at the top of this page reflects when they were last revised. Continued use of the Site after an update constitutes your acceptance of the revised terms.

For Informational Purposes Only

Everything on SmartaxCalc — including all calculator outputs, blog articles, formula explanations, and illustrative examples — is provided for informational and educational purposes only. None of it constitutes financial, tax, investment, or legal advice.

The results produced by our calculators are estimates based on the inputs you provide and the formulas we have implemented. They are intended to help you understand approximate figures and make more informed decisions — not to replace professional guidance.

Consult a Professional

Before making any significant financial decision — taking out a home loan, choosing between tax regimes, starting an investment plan, filing a tax return, or any other matter involving real money — you should consult a qualified professional. Depending on your situation, this might be a Chartered Accountant (CA), Registered Investment Advisor (RIA), or legal counsel.

SmartaxCalc is a starting point, not an end point. A calculator can tell you what your EMI might be; it cannot tell you whether that loan is right for your financial situation, assess your risk profile, or account for the specifics of your individual circumstances.

No Guarantee of Accuracy

We make every effort to keep our calculators accurate and up to date with current Indian tax laws, GST rates, RBI guidelines, and financial regulations. However, financial rules change frequently, and there may be a lag between regulatory changes and updates to our tools.

We do not guarantee that the results produced by our calculators are complete, correct, or current for your specific situation. Tax laws in particular involve edge cases, exemptions, and individual-specific factors that a general-purpose calculator cannot fully account for.

Always verify important figures with an official source (such as the Income Tax Department website, GST portal, or your lender) or a qualified professional before acting on them.

No Liability

To the fullest extent permitted by applicable law, SmartaxCalc and its owner(s) shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Site or reliance on its calculator results or content.

This includes — but is not limited to — financial losses, incorrect tax filings, missed deadlines, or decisions made based on calculator outputs. Use of this Site is entirely at your own risk.

Intellectual Property

The content on SmartaxCalc — including the calculator logic, blog articles, and design — is the property of SmartaxCalc and may not be reproduced, republished, or redistributed without written permission. The underlying financial formulas (such as the EMI formula or compound interest formula) are mathematical standards in the public domain.

Third-Party Content & Links

The Site may include links to external websites or reference third-party sources. These links are provided for convenience. We do not endorse and are not responsible for the content, accuracy, or practices of any external site. Following a link to another site is at your own risk.

Governing Law

These Terms of Use are governed by the laws of India. Any disputes arising from use of this Site shall be subject to the jurisdiction of the courts of India.

Contact

If you have questions about these terms, please email us at hello@smartaxcalc.com or use our Contact page.